Please read this Notice with care as by using this site you agree to be bound by its terms. If we decide to make changes to the Notice we will post any changes on this page. If you have any queries please do not hesitate to contact us.
Red Sands has its registered office at Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar.
If you would like to contact Red Sands, please click on the 'Contact Us' section on the home page of the website ("the Website"). By using this Website you agree that you have read and accepted all the terms included herein.
'you', 'your' and 'yours' refer to the person(s) accessing the Website.
Protecting your privacy is important to us. We promise to respect and safeguard your personal information. We shall try to ensure that your details are accurate and kept up-to-date. We set out below how we use this information.
We collect and use personal information to allow us to give you a quote or process your purchase of a policy. Such information may include your name, address, telephone number, e-mail address, bank details and renewal date(s), as well as your credit or debit card number and expiry date.
The information you supply may be used by the Red Sands Group and their agents for insurance product administration, customer research and to keep you informed by post, telephone, e-mail or other means of services or products which may be of interest to you. Where we use your personal details to tell you about other products and services we will give you the opportunity to inform us that you do not wish your details to be used in this way.
Please note that there is no guarantee that any e-mail sent to this site will be received by Red Sands or that the message will remain confidential whilst being transmitted.
These Terms are to be read by you in conjunction with any other terms, conditions and disclaimers provided or referred to in the pages of the Website. In the event of any conflict, the terms, conditions and disclaimers provided in the pages of the Website shall prevail over these Terms.
Red Sands may change the information, material and content provided on this Website at any time. Your continued access to or use of the Website will mean that you agree to any changes Red Sands may make.
You use the Website and the information contained herein at your sole risk and you are wholly responsible for such use. You must not use the Website for fraudulent purposes or in connection with any unlawful activity. You must not use the Website in any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged or impaired in any way.
In no event will Red Sands, it's suppliers, subcontractors, representatives or other third parties mentioned on this site be liable to any party for any direct, indirect, incidental, special, reliance, consequential or punitive damages for any use of this website or any other website, howsoever caused, including but not limited to costs or expenses, any loss of profit and/or business interruption, loss of programs or other data and any other losses that result from the use of, or inability to use, this Website or any materials on any site linked to this Website (including, but not limited to, any viruses or any other errors or defects or failures in computer transmissions or network communications) even if Red Sands has been advised of the possibility of such damage and whether foreseeable or not. In addition, no liability can be accepted by Red Sands in respect of any changes made to the content of the Website by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law. Red Sands does not limit in any way its liability by law for death or personal injury caused by our negligence, breach of duty, gross negligence or wilful misconduct.
Nothing on this Website shall be deemed to constitute financial or other professional advice in any way. If any advice or guidance is required on Red Sands' products or services, please contact Red Sands as directed on this Website. These statements do not affect your statutory rights.
This Website may contain links to third-party websites. These are provided for information only and Red Sands is not responsible for the content of any other websites or pages linked to or linking to this Website. No third party website may be linked to the Website without Red Sands' prior written consent.
Red Sands excludes responsibility for the suitability or availability of third party products or services which may appear on or be linked to the Website from time to time.
Red Sands aims to ensure the information contained in this Website is based on information at the date of publication, but accuracy cannot be guaranteed. Red Sands makes no warranties or representations (express or implied) as to its accuracy, currency or completeness. You should take appropriate steps to verify all information on this Website before acting upon it.
While Red Sands will try to ensure that the availability of the Website will be uninterrupted and error-free, this cannot be guaranteed. Your access to the Website may be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services. Red Sands will, however, attempt to limit the frequency and duration of any such suspension or termination.
We reserve the right to make amendments and changes to the information on this site at any time. Unless it is clearly indicated, the information provided on this site is not intended to be an offer by us to enter into a contract with you. A contract will be formed only after we have accepted your application and have confirmed to you that a contract has been entered into.
Copyright in this Website is owned by or licensed to Red Sands, unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use our products and services. Any other use is prohibited without our prior written permission. If you would like further information in this connection, please contact Red Sands using the 'Contact Us' link on the Website. This Website, or any portion of it, may not be reproduced, duplicated, copied, sold or visited without our express written consent.
Please see above for our Privacy Policy.
The Website and these Terms are governed by the law of England and the English courts shall have the non-exclusive jurisdiction to hear any dispute arising out of them.
Red Sands Insurance Company (Europe) Limited is licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services (Insurance Compaies) Act 1987 (see FSC website). It is a member of the UK's Financial Services Compensation Scheme, Financial Ombudsman Scheme and The Association of British Insurers.
Registered office: Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar (Company No. 87598). Copyright © 2014 Red Sands Insurance.