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RedSands

 

Motor


Dent and Scratch

Dent and scratch cover allows vehicle owners to protect their vehicles against chips, minor dents and scratches.

Cover is designed to ensure that you don’t compromise your no-claim bonus on your standard vehicle insurance, by using a body repair system that will keep your vehicle looking in showroom condition.


Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) cover protects vehicle owners in the event that their vehicle is written off by their comprehensive motor insurer.

In the event that a vehicle is written off under a comprehensive motor insurance policy, a GAP policy will cover the shortfall between the write-off value of the vehicle and the outstanding finance balance.


Motor Warranty

Motor Warranty cover provides protection against the mechanical breakdown of your vehicle.

Cover can be provided for new or used vehicles, and various options can be structured with regards to your vehicle’s mileage and everyday use.

Additional benefits can include protection against:

  • Wear and tear
  • MOT failure
  • Tyre replacement
  • Loss of key

Return to Invoice

Return to Invoice (RTI) provides similar cover to that of a GAP policy. In the event that a vehicle is written off under a comprehensive motor insurance policy, an RTI policy will cover the shortfall between the write-off value of the vehicle and the original amount you paid for your car.

Comprehensive motor insurance settles the depreciated value of your vehicle, not the amount you originally paid. However, from the second you start driving your car it's depreciating – and will continue to depreciate by up to 60% over a three year period.

RTI cover protects you against this loss.


For more information on these and other products, please contact us

Red Sands Insurance Company (Europe) Limited is licensed and regulated by the Gibraltar Financial Services Commission under the Financial Services (Insurance Compaies) Act 1987 (see FSC website). It is a member of the UK's Financial Services Compensation Scheme, Financial Ombudsman Scheme and The Association of British Insurers.
Registered office: Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar (Company No. 87598). Copyright © 2014 Red Sands Insurance.