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The Red Sands Insurance Company was established in Gibraltar in 2003. The company was initially established to support the European insurance interests of the Hollard Insurance Group, and takes its name from the colour of the local rock which can be found all along the Costa de la Luz from Gibraltar to Tarifa in Spain.

Gibraltar was chosen because of the strength of its financial services industry, compliance with EU regulatory standards and access to European insurance markets. As a consequence of Gibraltar’s membership of the European Union together with the UK, Red Sands can insure risks directly in any European Economic Area jurisdiction.

At the time of establishment, Red Sands had just one partner operating out of the UK in the legal expenses insurance market. Since then, the Red Sands Insurance Group has grown to become an independent and flexible insurance group able to offer life and non-life insurance solutions. The group is now authorised to operate in 11 European countries, across 15 classes of business, via 13 dedicated insurance partners.