Return to Invoice (RTI) provides similar cover to that of a GAP policy. In the event that a vehicle is written off under a comprehensive motor insurance policy, an RTI policy will cover the shortfall between the write-off value of the vehicle and the original amount you paid for your car.
Comprehensive motor insurance settles the depreciated value of your vehicle, not the amount you originally paid. However, from the second you start driving your car it's depreciating – and will continue to depreciate by up to 60% over a three year period.
RTI cover protects you against this loss.
For more information on these and other products, please contact Chris Lathey.